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hi all did any of you take out the gap insurance offered by v.w so if you write the car off in an accident or fire or theft in the 1st 3 yrs you will get all the money you paid for the car not what it is worth at the time of accident? it was £299
 

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Yes, I took it out. My cars full spec and cost £30k. For the small cost at least I know that I will get the full cost back and I can put a bit more and get another brand new one!

I had a car written off before and I lost a fortune on it. The insurance companies won't cough up as much as you think.

My advice is go for it. After all insurance is always a necessary evil. No one wants to pay the premiums, but are sure glad of it when things go wrong.
 

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yeah i am definitely going for gap insurance - think they quoted me about £350 on a reduced rate though! what prices did other people pay? i may need some haggling material for the dealer!!!
 

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Was unsure whether to go for it but in the end took it out. Dealer initally quoted £399 for the VW gap policy (Return to Invoice - 15k cover over 3 years).

However found it for £199 on the web and they matched it :)
 

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thanks sia! i will mention that when I go in to pay for mine!
 

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Yes I did , as my neighbour bought it with her Peugot. I think its worth it.
Lisa
 

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We have GAP (Return to invoice) and have just won a claim on the GAP insurer for her previous car which was written off at 20 months old. GAP policy paid out £8k allowing her to get the EOS!

We bought from the dealer last time (was new to it) but if they are offering it for over £220 don't buy - even if they will match a web price. By quoting a stupid price they are assuming that they can take you for a ride and I object to people who make that assumption.

Just Google "Gap insurance" - ours was bought on the web and is underwritten by Hitachi Capital. Steer clear of C***** P****** which is the one VW/AUDI used to (may still do) sell!
 

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GAP insurance

Got mine from VW dealer, return to invoice £10k – 3years. With a bit of arm twisting £190.
 
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